Chase Pay Over Time
Get more flexibility with Chase Pay Over Time®
Break up eligible credit card purchases into budget-friendly payments.
Chase Pay Over Time®
Access more options to pay over time for purchases made on your participating Chase credit card. With Pay Over Time, you can break up purchases you've already made, and at checkout when you shop online at Amazon.com.
Equal monthly payments

Choose your plan duration and make fixed equal monthly payments
No credit check

No application or credit check needed
Same rewards

You still earn rewards as you do today for purchases
Don’t have a Chase credit card? Find a card that fits your needs.
Two ways to use Pay Over Time
After purchase
(formerly My Chase Plan®)
- Sign in to your account on chase.com or the Chase Mobile® app and select a participating credit card Footnote1(Opens Overlay)
- Select “Pay Over Time” next to an eligible purchase of $100 or more and choose a plan duration that works for you
- Pay for your purchase over time with no interest — just a fixed monthly fee
